Car accidents can be life-changing and very expensive. Knowing which type of fault system your state uses in accidents is crucial since this can significantly impact your ability to receive compensation. To maximize the compensation you receive, contact an experienced car accident lawyer. The law firm of Cantor Grana Buckner Bucci is experienced in helping clients understand fault and insurance law, as well as negotiating with insurance companies to make sure you get the compensation you deserve. Contact our office today for more information on how we can help with your case.
Is Virginia a No-Fault or At-Fault State?
States can be categorized into two distinct systems when it comes to car insurance: no-fault and at-fault states.
No-Fault States
In a no-fault system, drivers have limited rights to sue for compensation when one driver is deemed at fault. Instead, each driver typically relies on their own insurance company to cover medical expenses and property losses resulting from an accident. No-fault insurance is designed to eliminate lengthy and costly litigation in the event of an accident.
At-Fault States
On the other hand, at-fault states follow a more traditional approach, where the driver found at fault in an accident bears the responsibility for damages.
Virginia
Virginia falls under the category of at-fault states. This means that drivers in Virginia are considered responsible for accidents they cause. If a driver is determined to be 100% at fault, they, as the at-fault party, will be held liable for all damages arising from the accident.
Contributory Negligence
Be aware of Virginia’s pure contributory negligence law. Under this law, car accident victims who are found to be even 1% at fault for an accident cannot recover any damages.
Because of these strict laws, it is important to get legal help if you’re involved in a car crash. An experienced Virginia car accident lawyer can help build your case and ensure that you receive the compensation you deserve.
At Cantor Grana Buckner Bucci, we specialize in representing victims of car accidents. Our experienced team of attorneys can help determine fault and guide you through the process of filing an insurance claim or lawsuit. Contact us today to get started on your case.
Who Does an Injured Car Accident Victim Sue to Recover Damages?
In an at-fault state like Virginia, the injured party has the right to file a lawsuit against the driver responsible for causing the accident. This is known as a tort claim and it is usually handled through court proceedings.
The at-fault driver can be held liable for any damages resulting from the accident, such as medical bills or property damage. The injured party can also receive compensation for pain and suffering, lost wages, future medical costs, and more.
To maximize your compensation, it is important to consult an experienced Virginia car accident lawyer who is familiar with the complexities of personal injury law.
How Do You Establish Fault for a Car Accident?
Determining fault for a car accident involves a careful analysis of various factors. Some examples of these factors include:
- Whether any drivers violated traffic laws.
- The speed at which each driver was traveling.
- The prevailing road conditions at the time of the accident.
- The actions and behavior of each driver involved
- Whether there was impairment due to drugs and/or alcohol
There are many factors that can significantly impact the assessment of fault. Additionally, eyewitness accounts and police reports play a crucial role in providing evidence for establishing liability in an accident. Our team of dedicated car accident lawyers will thoroughly investigate all relevant facts to ensure that you receive a fair and just outcome.
Virginia Insurance Requirements
In Virginia, each driver is required to carry a minimum of $30,000 per person and $60,000 per incident coverage for bodily injury liability insurance to cover medical expenses incurred due to an accident where they are found at fault. In addition, each driver is required to have at least $20,000 for property damage liability insurance.
If the at-fault driver does not carry the proper amount and type of insurance, an injured car accident victim may still be able to recover damages through their own Uninsured/Underinsured Motorist (UM/UIM) coverage. This coverage can provide compensation for medical expenses, lost wages, and pain and suffering, even if the at-fault driver does not have any insurance or doesn’t have enough coverage to cover your damages.
Injured In a Car Accident? We Can Help.
Cantor Grana Buckner Bucci has recovered millions of dollars for car accident victims throughout the state of Virginia. We are committed to getting clients the justice they deserve through litigation or settlement – no matter how complicated their case may be.
We have a proven track record of helping people get back on their feet after a car accident with our team’s extensive knowledge and experience.
Please take advantage of our expert legal counsel by contacting us for a free consultation today. Our team of attorneys can help fight for your rights and ensure that you receive the compensation you deserve.
