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Uninsured motorist accidents are a prevalent issue in today’s society. When uninsured motorists cause an accident, the victim is left to pay for hospital bills and other expenses that were not expected or budgeted for. If you have been injured in an uninsured motorist accident, contact one of our Richmond uninsured motorist injury lawyers. Cantor, Grana, Buckner, & Bucci has a team of legal professionals who will investigate your case and help you get compensated for damages caused by the uninsured driver.
How Prevalent are Uninsured Motorists in Richmond & Virginia?
Uninsured motorists are a big problem here in Richmond and Virginia. In fact, according to recent studies, about 10% of drivers on the road are uninsured. This means that if you are involved in an accident with an uninsured driver, there’s a 90% chance that the person who hit you has insurance. But that’s still not 100 %. While uninsured motorist accidents are less common in Virginia than most states, they still pose a significant risk.
Why Do Motorists Drive Without Insurance in Richmond, Virginia?
Probably the biggest reason uninsured drivers are so common in Virginia simply has to do with the cost of car insurance. The average annual cost for car insurance in Virginia is $1,304 This is less than the national average of $1,674, but it’s still too much for many motorists. Many drivers are unable to afford even minimum coverage, which averages about $441 per year.
What Can I Do if I’m Injured by an Uninsured Motorist in Richmond?
If you are involved in an uninsured motorist accident, it’s important to hold the uninsured driver responsible for his or her actions. If you’ve sustained injuries due to this person’s negligence, contact one of our Richmond uninsured injury lawyers today. Our legal professionals will investigate your case and determine how much compensation is available for damages caused by the uninsured driver.
For a free uninsured motorist accident consultation with one of our legal professionals, call us today. The Cantor, Grana, Buckner, & Bucci team is available 24/7 for your convenience. This type of personal injury case can be complex, so don’t try to take on the claims process alone. Your personal injury attorney will have the experience it takes to hold the other driver accountable, and help you achieve financial recovery.
Recovering Compensation After an Uninsured Car Accident in Richmond
When you’re involved in an accident with an uninsured driver, it’s important to have a legal professional on your side. A Richmond uninsured motorist injury lawyer can help you recover damages caused by the uninsured driver.
We understand the difficulties that come with being injured by uninsured motorists. We’re here to help you get the compensation that you deserve for your injuries, so contact us today.
If you’ve been injured by an uninsured driver in Virginia or Maryland , don’t hesitate to call us for a free consultation. We look forward to helping you get the compensation that you deserve.
How Uninsured Motorist and Underinsured Motorist Cases work in Richmond
When you’re involved in an accident with an uninsured driver, your insurance company may be responsible for compensating you. This is because uninsured and underinsured motorist claims are a part of most car insurance policies.
If you have uninsured or underinsured coverage, contact your insurance company as soon as possible after the accident. They will work with you to determine the amount of damages you’ve sustained and how much compensation they are responsible for paying.
If your uninsured or underinsured motorist coverage is not enough to cover all of your injuries, contact an uninsured/underinsured car accident lawyer in Richmond with Cantor, Grana, Buckner, & Bucci today.
What if the Uninsured or Underinsured Motorist Can’t Pay?
The unfortunate truth is that, in most instances, people who don’t have auto insurance simply can’t afford it. If that person causes a car accident, expecting them to pay for your damages will very likely be unrealistic.
However, a Cantor, Grana, Buckner, & Bucci attorney may still be able to help you obtain the fair compensation you deserve. There are options your attorney could pursue, such as wage garnishment, placing a lien on property the negligent driver owns, or forcing the sale of that property.
If the negligent motorist doesn’t have the assets now, that doesn’t mean that can’t change in the future. They could eventually get a new job that provides them with a higher salary, or they could receive an inheritance. A skilled attorney will never give up, and will always work to obtain as much compensation as possible on behalf of a client.
Other Options You May Have to Obtain Compensation
If your uninsured motorist coverage doesn’t provide enough money to pay for your medical bills, property damage, lost wages and other damages you’ve incurred, your Cantor, Grana, Buckner, & Bucci Richmond uninsured motorist lawyer may still be able to help you obtain compensation. Here are a few other options you may have.
For example, you may be able to look at other types of insurance coverage you may have, such as so-called “medpay,” or medical payments coverage. Your own insurance company could help pay for medical bills – at least some of them.
You may also have collision insurance coverage that will pay for any property damage to your vehicle. This type of auto insurance coverage will typically pay regardless of which parties are to blame when car accidents occur.
If you’re having problems with your own insurance company, Cantor, Grana, Buckner, & Bucci will work to force your provider to provide you with fair compensation. If a fair settlement isn’t forthcoming, we’ll be well prepared to take on that company in a court of law.
Taking Action Against the Negligent Driver’s Employer
Even if you don’t have uninsured motorist coverage or collision coverage, there’s a chance you could take action against what is known as a “responsible third party.”
In many instances, uninsured or underinsured drivers are behind the wheel on behalf of their employer. If that’s the case, and your uninsured motorist insurance is coming up short of what you need, your attorney might be able to take action against the employer of the at fault driver.
His or her employer could face liability for any negligent acts committed by their employees, as long as those acts took place within the course and scope of employment.
There are also some instances where the negligence of the employer plays a role in causing car accidents. The employer could have failed to properly inspect the vehicle, and the brakes or some other component failed as a result. If that’s the case, then you could file a claim against the employer, even if the employee doesn’t carry liability insurance.
What Should I Do if I Get Injured in a Car Accident?
If you’re injured in a car accident, the first thing you should do is seek medical attention. Many injuries don’t manifest themselves until later, so it’s important to get checked out by a doctor as soon as possible.
Once you’ve received treatment for your injuries, contact an uninsured motorist injury lawyer in Richmond. We’ll work with you to get the compensation that you deserve for your injuries.
If possible, try to take pictures of any damage caused by the uninsured driver and keep records of medical expenses related to treatment for your injuries. These will be helpful in building a successful claim against an uninsured motorist or minimizing legal costs if we have to pursue litigation on your behalf.
The uninsured motorist injury lawyers with Cantor, Grana, Buckner, & Bucci are here to help you get the compensation that you deserve for your injuries. If you’ve been injured by an uninsured driver in Virginia or Maryland, don’t hesitate to call us today for a free consultation. Your with Cantor, Grana, Buckner, & Bucci uninsured motorist lawyer will be passionate about helping you get justice.
Uninsured Motorist Lawyers in Richmond VA
If you have uninsured or underinsured coverage on your insurance policy, contact your insurance company as soon as possible after being involved in an accident with a negligent uninsured driver.
Your insurance company should work with you to determine how much of your damages they are responsible for paying. But if it doesn’t, we’ll be more than ready to help. We have won many, many cases against insurance companies that had to go to trial. If this should prove necessary in your case, we’ll do everything we can to help you prevail.
If your uninsured coverage is not enough to cover all of your injuries, call a Cantor, Grana, Buckner, & Bucci uninsured motorist accident attorney in Richmond today. The legal professionals with our law firm will work with you to obtain as much compensation as possible. Schedule a free, no obligation consultation with our law firm as soon as you can.